Jumat, 01 Februari 2013

Top Reasons Why You Should Consider Business Insurance Services From Online Companies

There many reasons why Business Insurance Services can be beneficial to your company. Business insurance is generally considered a must have in order to protect your business assets and property. However, very few people understand why it is important to find an Online Business Insurance provider that can give you comparison data. Below, you will find the top reasons why you should consider the services from online companies that compare all the different insurance providers in the area and give you real value with the company that you choose.

Business insurance service providers can offer comparison data

When it comes to comparing the many types of insurance that is out there for businesses, you need a company that does comparison data. This means that they work as an independent insurance broker and they help connect you with some of the better deals on the market. They can typically point you in the right direction for business insurance based off price and features. If you want to get the best insurance available, then you need the comparison data that the service providers can offer you.

Independent brokers are not tied to any particular company

Part of the benefit that you receive by going to an independent broker is that they will not be tied to any particular company. Independent brokers are able to service you based off your individual needs. They will not try to force you to go with a particular company because they are associated with them. A broker is also able to compare all the companies available and point you in the right direction based off what is right for your business. They did not force anything on you, everything is entirely up to you.

Business insurance is a must have for any company today

Protecting your business and the assets that you own is critical. It allows you to do just that. Getting business insurance is one of the first things that you should look into when you open up your company. All businesses today know the importance of getting insurance, so it's not something that really has to be emphasized. They can legally protect you and your property. Additionally, they can also protect your employees and the people that you have working for you.

Online companies allow you to get help online

A business insurance service provider that has an online website will generally allow you to get a quote on the Internet. You can even sign up for free and get started with a free consultation entirely online. This is a great way to get started with the process and find out what types of insurance options are out there for you. You do not have to pay any money in order to use the insurance broker, they help you sign up for insurance because they are paid a commission from the insurance companies. They do not charge you money directly, see don't have to worry about paying additional money because you decide to go with a broker. You get all the benefits of comparison data, without having to pay any costs.

Sea Shipping to Cyprus - Find Out Important Info About Shipping Household Goods and More to Cyprus

Located in the Mediterranean Sea, the island of Cyprus is home to more than 1.1 million people according to data from the World Bank. The country's capital city, Nicosia, is also the largest city in Cyprus, and home to the Cyprus Ports Authority (CPA), a government agency that is responsible for the oversight of the country's ports and port facilities.

There are a number of shipping ports in Cyprus which include Limassol Port, Larnaca Port, Dhekelia Port, and Port of Famagusta.

If you are moving to Cyprus or returning to the country after having been away for an extended period of time, chances are you might want to learn more about sea shipping for your personal items and household goods. Before you ship cargo to Cyprus, there is some documentation you will be required to have in order. This includes the following:
  •     Residence Visa for Cyprus.
  •     Passport which covers at least 2 years prior to importing goods.
  •     Inventory of your cargo.
  •     Exemption Certificate - if you are a Diplomat, you should receive an Exemption Certificate from the Embassy in Cyprus. If you are an offshore company expatriate, plan to fill out a C6 form for customs officials.
  •     Proof of your plan to be in Cyprus for at least one year or more. This could include for example a rental agreement, contract lease or residence permit.

If you are shipping cargo to Cyprus, you should plan to be in the country during the customs clearance process in order to sign the customs declaration paperwork in the presence of the customs officers.

If you are shipping used household goods and personal items to Cyprus, you are allowed to import these items duty free but you may be subject to other taxes. Household goods are not subject to duty taxes as long as they meet the following requirements:
  •     Personal items and household goods must be for the personal use of the owner and dependents and not for resale.
  •     Customer has resided in Cyprus less than a year during the last two years from the time of importing the goods.
  •     Personal items and household goods must be imported within 12 months of the time the customer arrives in Cyprus..
  •     Items must have been owned for at least 12 months by the customer prior to importing.

In addition, importing goods that qualify as duty free to Cyprus also depends on whether the customer has resided outside of Cyprus for more than one year.


If you are shipping goods to Cyprus there are a number of products and items that are dutiable and/or restricted. For example, if you are shipping new items to Cyprus you must plan to provide an invoice for the items. Other items that are restricted and/or dutiable include the following:
  •     Food items
  •     Electronics
  •     Perfume
  •     Carpets
  •     Sports equipment
  •     Alcoholic beverages and tobacco products
  •     Plants

If you are interested in shipping plants to Cyprus, you will need to have a special Import License and Phytosanitary Certificate.

RESTRICTED ITEMS when Cargo Shipping to Cyprus

Some items are prohibited from shipment to Cyprus. Prohibited items for those shipping cargo to Cyprus include the following:
  •     Narcotics
  •     Wireless telephones including walkie-talkies
  •     Pornography and pornographic materials
  •     Weapons and ammunition

It is important to note that it is possible that one shotgun and one air rifle at least one year old may be permitted with special permits including a Police Permit and an Import License.


Are you interested in shipping a car to Cyprus? Returning residents of Cyprus are allowed to ship one car per family duty free to Cyprus as long as they are taking up permanent residence in the country and have had their permanent residence outside of the country for a period of 10 years or more.

Foreigners who are not residents of Cyprus are allowed to import autos to Cyprus as long as they intend to take up a permanent residence in the country. Temporary vehicle import is also available for up to one year duty free if the customer has been living abroad for more than one year during the past two years.

If you are interested in shipping a motorcycle to Cyprus, please note that motorcycles are subject to duty fees.

For those shipping a vehicle to Cyprus, there is some required paperwork to prepare including the following:
  •     Vehicle registration with the owner's name
  •     Invoice for the vehicle
  •     Passport
  •     Local Road Insurance


If you are moving overseas to Cyprus or returning after having been away for a while, you may have a pet with you that you want to bring to Cyprus. Pets entering Cyprus are expected to have had a rabies vaccination and a current health certificate.

In addition, you must also obtain an import license from the local Department of Veterinary Services in order to bring a pet with you to Cyprus.

Finally, there will likely be a home quarantine required for those bringing a pet to Cyprus lasting approximately 6 months.

For those moving overseas and relocating to a new country like Cyprus or some other international destination, or if you are sea shipping a large amount of goods including household items, personal effects and/or a vehicle, there is a considerable amount of information involved in the sea shipping process.